Are you one serious illness away from bankruptcy? Many in America with “health” insurance policies think they’re protected from the burden of huge medical bills. Sadly, that’s just not true. In a Harvard University study of almost 2,000 Americans in bankruptcy court, half said that illness or medical bills drove them to bankruptcy.
Every 30 seconds in the United States, someone files for bankruptcy because of a serious health problem. Over 75% of those had insurance but lost coverage during the course of their illness. Thus, they face the double disaster of illness and bankruptcy.
“If you’re sick enough, long enough, you’re likely to be financially ruined,” cautioned Dr. David Himmelstein the lead author of the Harvard study.
Once thought largely the result of bad financial choices, bankruptcy is increasingly accompanying serious health problems. People who go under from medical debt are mostly middle- or working-class homeowners.
The solution? Don’t get sick. But how?
Many people neglect their health until their symptoms are unbearable. By then, problems can be well advanced or even irreversible. That’s why we suggest wellness visits. Visiting our practice when you feel great may sound unusual or even a little strange, but preventative chiropractic care and similar measures may actually provide more “insurance” than your insurance.